.elementor-1907 .elementor-element.elementor-element-5c5b886{--display:flex;--min-height:461px;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--align-items:center;--overlay-opacity:0.65;border-style:solid;--border-style:solid;border-width:0px 0px 1px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:1px;--border-left-width:0px;border-color:var( --e-global-color-b633e47 );--border-color:var( --e-global-color-b633e47 );--padding-top:52px;--padding-bottom:44px;--padding-left:0px;--padding-right:0px;}.elementor-1907 .elementor-element.elementor-element-5c5b886:not(.elementor-motion-effects-element-type-background), .elementor-1907 .elementor-element.elementor-element-5c5b886 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-2877230 );background-image:url("https://primetierloans.com/wp-content/uploads/2026/08/couple-signing-papers-fr-new-house_23-2149383566.avif");background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-1907 .elementor-element.elementor-element-5c5b886::before, .elementor-1907 .elementor-element.elementor-element-5c5b886 > .elementor-background-video-container::before, .elementor-1907 .elementor-element.elementor-element-5c5b886 > .e-con-inner > .elementor-background-video-container::before, .elementor-1907 .elementor-element.elementor-element-5c5b886 > .elementor-background-slideshow::before, .elementor-1907 .elementor-element.elementor-element-5c5b886 > .e-con-inner > .elementor-background-slideshow::before, .elementor-1907 .elementor-element.elementor-element-5c5b886 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:var( --e-global-color-f9d0228 );--background-overlay:'';}.elementor-1907 .elementor-element.elementor-element-adc9b62{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:32px;--padding-right:32px;}.elementor-1907 .elementor-element.elementor-element-a46b2a9{margin:0rem 0rem calc(var(--kit-widget-spacing, 0px) + 1rem) 0rem;text-align:center;}.elementor-1907 .elementor-element.elementor-element-a46b2a9 .elementor-heading-title{font-family:"Montserrat", Sans-serif;font-size:2.2rem;font-weight:700;line-height:1;color:var( --e-global-color-accent );}.elementor-1907 .elementor-element.elementor-element-68fd1ef{margin:0rem 0rem calc(var(--kit-widget-spacing, 0px) + 1rem) 0rem;text-align:center;}.elementor-1907 .elementor-element.elementor-element-68fd1ef .elementor-heading-title{font-family:"Montserrat", Sans-serif;font-size:1.1rem;font-weight:700;line-height:1;color:var( --e-global-color-accent );}.elementor-1907 .elementor-element.elementor-element-21eab6b{width:var( --container-widget-width, 672px );max-width:672px;--container-widget-width:672px;--container-widget-flex-grow:0;text-align:center;font-family:"Inter", Sans-serif;font-size:1.125rem;line-height:1.725rem;color:var( --e-global-color-d7d2d6b );}.elementor-1907 .elementor-element.elementor-element-21eab6b.elementor-element{--align-self:center;}.elementor-1907 .elementor-element.elementor-element-21eab6b p{margin-block-end:0px;}.elementor-1907 .elementor-element.elementor-element-c7c816c .elementor-button{background-color:var( --e-global-color-text );font-family:"Inter", Sans-serif;font-size:1.125rem;font-weight:700;line-height:1.75rem;box-shadow:0px 20px 25px -5px rgba(184, 161.00000000000003, 115, 0.1);border-style:none;border-radius:999px 999px 999px 999px;padding:0.75rem 2.5rem 0.75rem 2.5rem;}.elementor-1907 .elementor-element.elementor-element-c7c816c .elementor-button:hover, .elementor-1907 .elementor-element.elementor-element-c7c816c .elementor-button:focus{background-color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );box-shadow:0px 25px 50px -12px rgba(184, 161.00000000000003, 115, 0.25);}.elementor-1907 .elementor-element.elementor-element-c7c816c{width:var( --container-widget-width, 111.531% );max-width:111.531%;margin:1rem 0rem calc(var(--kit-widget-spacing, 0px) + 0rem) 0rem;--container-widget-width:111.531%;--container-widget-flex-grow:0;}.elementor-1907 .elementor-element.elementor-element-c7c816c.elementor-element{--align-self:flex-start;--flex-grow:0;--flex-shrink:0;}.elementor-1907 .elementor-element.elementor-element-309fcde{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:44px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1907 .elementor-element.elementor-element-4b50ab6{width:var( --container-widget-width, 101.497% );max-width:101.497%;--container-widget-width:101.497%;--container-widget-flex-grow:0;}.elementor-1907 .elementor-element.elementor-element-4b50ab6.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-1907 .elementor-element.elementor-element-2f0074c{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:88px;--padding-bottom:88px;--padding-left:0px;--padding-right:0px;}.elementor-1907 .elementor-element.elementor-element-5f4baa1{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:64px 64px;--row-gap:64px;--column-gap:64px;--padding-top:0px;--padding-bottom:0px;--padding-left:32px;--padding-right:32px;}.elementor-1907 .elementor-element.elementor-element-8db35a9{--display:flex;}.elementor-1907 .elementor-element.elementor-element-fd903eb img{width:100%;height:370px;border-radius:18px 18px 18px 18px;box-shadow:0px 14px 34px 0px rgba(51, 51, 51, 0.1);}.elementor-1907 .elementor-element.elementor-element-1f88aad{--display:flex;}.elementor-1907 .elementor-element.elementor-element-83045d1{margin:0rem 0rem calc(var(--kit-widget-spacing, 0px) + 1.5rem) 0rem;text-align:start;}.elementor-1907 .elementor-element.elementor-element-83045d1 .elementor-heading-title{font-family:"Montserrat", Sans-serif;font-size:2.375rem;font-weight:800;line-height:2.5rem;letter-spacing:-0.02em;color:var( --e-global-color-primary );}.elementor-1907 .elementor-element.elementor-element-c22dd7c{margin:0rem 0rem calc(var(--kit-widget-spacing, 0px) + 1.5rem) 0rem;text-align:start;}.elementor-1907 .elementor-element.elementor-element-c22dd7c .elementor-heading-title{font-family:"Montserrat", Sans-serif;font-size:16px;font-weight:500;line-height:2rem;letter-spacing:-0.02em;color:var( --e-global-color-primary );}.elementor-1907 .elementor-element.elementor-element-beea417{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--padding-top:29px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1907 .elementor-element.elementor-element-7c2fba8{padding:24px 0px 62px 0px;}.elementor-1907 .elementor-element.elementor-element-f20ca82{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;}.elementor-1907 .elementor-element.elementor-element-6d61591{width:var( --container-widget-width, 101.54% );max-width:101.54%;--container-widget-width:101.54%;--container-widget-flex-grow:0;}.elementor-1907 .elementor-element.elementor-element-6d61591.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-1907 .elementor-element.elementor-element-73d3fd9{--display:flex;--min-height:461px;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--align-items:center;--overlay-opacity:0.65;border-style:solid;--border-style:solid;border-width:0px 0px 1px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:1px;--border-left-width:0px;border-color:var( --e-global-color-b633e47 );--border-color:var( --e-global-color-b633e47 );--padding-top:52px;--padding-bottom:44px;--padding-left:0px;--padding-right:0px;}.elementor-1907 .elementor-element.elementor-element-73d3fd9:not(.elementor-motion-effects-element-type-background), .elementor-1907 .elementor-element.elementor-element-73d3fd9 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-2877230 );background-image:url("https://primetierloans.com/wp-content/uploads/2026/08/realtor-greeting-client-outside-new-house-sale-isolated-with-white-highlights_660230-179052.avif");background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-1907 .elementor-element.elementor-element-73d3fd9::before, .elementor-1907 .elementor-element.elementor-element-73d3fd9 > .elementor-background-video-container::before, .elementor-1907 .elementor-element.elementor-element-73d3fd9 > .e-con-inner > .elementor-background-video-container::before, .elementor-1907 .elementor-element.elementor-element-73d3fd9 > .elementor-background-slideshow::before, .elementor-1907 .elementor-element.elementor-element-73d3fd9 > .e-con-inner > .elementor-background-slideshow::before, .elementor-1907 .elementor-element.elementor-element-73d3fd9 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:var( --e-global-color-f9d0228 );--background-overlay:'';}.elementor-1907 .elementor-element.elementor-element-8910808{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:32px;--padding-right:32px;}.elementor-1907 .elementor-element.elementor-element-e4472ac{margin:0rem 0rem calc(var(--kit-widget-spacing, 0px) + 1rem) 0rem;text-align:center;}.elementor-1907 .elementor-element.elementor-element-e4472ac .elementor-heading-title{font-family:"Montserrat", Sans-serif;font-size:2.6rem;font-weight:700;line-height:1;color:var( --e-global-color-accent );}.elementor-1907 .elementor-element.elementor-element-a8034ce{margin:0rem 0rem calc(var(--kit-widget-spacing, 0px) + 1rem) 0rem;text-align:center;}.elementor-1907 .elementor-element.elementor-element-a8034ce .elementor-heading-title{font-family:"Montserrat", Sans-serif;font-size:1.2rem;font-weight:700;line-height:1;color:var( --e-global-color-accent );}.elementor-1907 .elementor-element.elementor-element-e5dc796{width:var( --container-widget-width, 672px );max-width:672px;--container-widget-width:672px;--container-widget-flex-grow:0;text-align:center;font-family:"Inter", Sans-serif;font-size:1.125rem;line-height:1.725rem;color:var( --e-global-color-d7d2d6b );}.elementor-1907 .elementor-element.elementor-element-e5dc796.elementor-element{--align-self:center;}.elementor-1907 .elementor-element.elementor-element-e5dc796 p{margin-block-end:0px;}.elementor-1907 .elementor-element.elementor-element-7b87dac .elementor-button{background-color:var( --e-global-color-text );font-family:"Inter", Sans-serif;font-size:1.125rem;font-weight:700;line-height:1.75rem;box-shadow:0px 20px 25px -5px rgba(184, 161.00000000000003, 115, 0.1);border-style:none;border-radius:999px 999px 999px 999px;padding:0.75rem 2.5rem 0.75rem 2.5rem;}.elementor-1907 .elementor-element.elementor-element-7b87dac .elementor-button:hover, .elementor-1907 .elementor-element.elementor-element-7b87dac .elementor-button:focus{background-color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );box-shadow:0px 25px 50px -12px rgba(184, 161.00000000000003, 115, 0.25);}.elementor-1907 .elementor-element.elementor-element-7b87dac{width:var( --container-widget-width, 111.531% );max-width:111.531%;margin:1rem 0rem calc(var(--kit-widget-spacing, 0px) + 0rem) 0rem;--container-widget-width:111.531%;--container-widget-flex-grow:0;}.elementor-1907 .elementor-element.elementor-element-7b87dac.elementor-element{--align-self:flex-start;--flex-grow:0;--flex-shrink:0;}@media(max-width:1024px){.elementor-1907 .elementor-element.elementor-element-adc9b62{--padding-top:0px;--padding-bottom:0px;--padding-left:20px;--padding-right:20px;}.elementor-1907 .elementor-element.elementor-element-5f4baa1{--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--flex-wrap:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:20px;--padding-right:20px;}.elementor-1907 .elementor-element.elementor-element-1f88aad.e-con{--order:-99999 /* order start hack */;}.elementor-1907 .elementor-element.elementor-element-8910808{--padding-top:0px;--padding-bottom:0px;--padding-left:20px;--padding-right:20px;}}@media(max-width:767px){.elementor-1907 .elementor-element.elementor-element-a46b2a9 .elementor-heading-title{font-size:21px;}.elementor-1907 .elementor-element.elementor-element-68fd1ef .elementor-heading-title{font-size:15px;line-height:19px;}.elementor-1907 .elementor-element.elementor-element-c7c816c{width:var( --container-widget-width, 302.45px );max-width:302.45px;--container-widget-width:302.45px;--container-widget-flex-grow:0;}.elementor-1907 .elementor-element.elementor-element-8db35a9{--margin-top:-56px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-1907 .elementor-element.elementor-element-83045d1 .elementor-heading-title{font-size:25px;line-height:27px;}.elementor-1907 .elementor-element.elementor-element-e4472ac .elementor-heading-title{font-size:23px;}.elementor-1907 .elementor-element.elementor-element-a8034ce .elementor-heading-title{font-size:16px;}.elementor-1907 .elementor-element.elementor-element-7b87dac{width:var( --container-widget-width, 302.45px );max-width:302.45px;--container-widget-width:302.45px;--container-widget-flex-grow:0;}}/* Start custom CSS for button, class: .elementor-element-c7c816c */.elementor-1907 .elementor-element.elementor-element-c7c816c{
    transition: transform .18s ease, box-shadow .18s ease, background .18s ease!important;
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-4b50ab6 */<style>
  .pt-realtor-benefits {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    font-family: 'Montserrat', sans-serif;
  }

  .pt-benefits-header {
    text-align: center;
    margin-bottom: 45px;
  }

 .pt-benefits-header h2 {
  font-size: 22px;
  line-height: 1.3;
    font-family: 'Montserrat', sans-serif;
    font-size: 38px;
    line-height: 1.2;
    font-weight: 700;
    color: #222222;
  }

  .pt-benefits-header p {
    max-width: 700px;
    margin: 0 auto;
    font-family: 'Montserrat', sans-serif;
    font-size: 16px;
    line-height: 1.7;
    font-weight: 400;
    color: #666666;
  }

  .pt-benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
  }

  .pt-benefit-card {
    position: relative;
    background: #ffffff;
    border: 1px solid #e6e6e6;
    border-radius: 12px;
    padding: 30px 26px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
    overflow: hidden;
    font-family: 'Montserrat', sans-serif;
  }

  .pt-benefit-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.10);
    border-color: #c8a66a;
  }

  .pt-benefit-icon {
    width: 58px;
    height: 58px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #f5f0e7;
    border-radius: 50%;
    font-size: 27px;
    margin-bottom: 22px;
  }

  .pt-benefit-card h3 {
    margin: 0 0 10px;
    font-family: 'Montserrat', sans-serif;
    font-size: 20px;
    line-height: 1.35;
    font-weight: 700;
    color: #222222;
  }

  .pt-benefit-card .pt-subtitle {
    margin: 0 0 13px;
    font-family: 'Montserrat', sans-serif;
    font-size: 14px;
    line-height: 1.5;
    font-weight: 600;
    color: #9a7a42;
  }

  .pt-benefit-card p {
    margin: 0;
    font-family: 'Montserrat', sans-serif;
    font-size: 13px;
    line-height: 1.7;
    font-weight: 400;
    color: #666666;
  }

  .pt-benefit-card:nth-child(4) {
    grid-column: 1 / 2;
  }

  .pt-benefit-card:nth-child(5) {
    grid-column: 2 / 3;
  }

  /* Tablet */
  @media (max-width: 991px) {
    .pt-benefits-grid {
      grid-template-columns: repeat(2, 1fr);
    }

    .pt-benefit-card:nth-child(4),
    .pt-benefit-card:nth-child(5) {
      grid-column: auto;
    }

    .pt-benefits-header h2 {
      font-size: 32px;
    }
  }

  /* Mobile */
  @media (max-width: 767px) {
    .pt-benefits-grid {
      grid-template-columns: 1fr;
      gap: 16px;
    }

    .pt-benefits-header {
      margin-bottom: 30px;
    }

    .pt-benefits-header h2 {
      font-size: 27px;
    }

    .pt-benefits-header p {
      font-size: 14px;
    }

    .pt-benefit-card {
      padding: 24px 22px;
    }

    .pt-benefit-card h3 {
      font-size: 18px;
    }

    .pt-benefit-card p {
      font-size: 13px;
    }
  }
</style>/* End custom CSS */
/* Start custom CSS for image, class: .elementor-element-fd903eb */.elementor-1907 .elementor-element.elementor-element-fd903eb img{
    object-fit: cover;
}

@media(min-width:1024px){
    .elementor-1907 .elementor-element.elementor-element-fd903eb img{
     aspect-ratio: 1 / 1.05;
}
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-7c2fba8 */<style>
  .pt-referral-process,
  .pt-referral-process * {
    font-family: 'Montserrat', sans-serif !important;
  }

  .pt-referral-process {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
  }

  .pt-referral-header {
    text-align: center;
    margin-bottom: 55px;
  }

  .pt-referral-header h2 {
    margin: 0 0 12px;
    font-size: 20px;
    line-height: 1.2;
    font-weight: 700;
    color: #222222;
  }

  .pt-referral-header p {
    max-width: 650px;
    margin: 0 auto;
    font-size: 15px;
    line-height: 1.7;
    font-weight: 400;
    color: #666666;
  }

  .pt-referral-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 35px;
    position: relative;
  }

  .pt-referral-steps::before {
    content: "";
    position: absolute;
    top: 38px;
    left: 16%;
    right: 16%;
    height: 1px;
    background: #d8c8a8;
    z-index: 0;
  }

  .pt-referral-step {
    position: relative;
    z-index: 1;
    text-align: center;
    padding: 0 20px;
    transition: transform 0.3s ease;
  }

  .pt-referral-step:hover {
    transform: translateY(-5px);
  }

  .pt-step-number {
    width: 76px;
    height: 76px;
    margin: 0 auto 25px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #ffffff;
    border: 2px solid #c8a66a;
    border-radius: 50%;
    font-size: 20px;
    font-weight: 700;
    color: #9a7a42;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.06);
  }

  .pt-step-icon {
    width: 48px;
    height: 48px;
    margin: 0 auto 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #f5f0e7;
    border-radius: 50%;
    font-family: 'Montserrat', sans-serif !important;
    font-size: 22px;
  }

  .pt-referral-step h3 {
    margin: 0 0 12px;
    font-size: 18px;
    line-height: 1.4;
    font-weight: 700;
    color: #222222;
  }

  .pt-referral-step p {
    margin: 0;
    font-size: 13px;
    line-height: 1.7;
    font-weight: 400;
    color: #666666;
  }

  .pt-referral-step:hover .pt-step-number {
    background: #c8a66a;
    color: #ffffff;
  }

  .pt-referral-step:hover .pt-step-icon {
    background: #c8a66a;
  }

  /* Tablet */
  @media (max-width: 991px) {

    .pt-referral-steps {
      gap: 15px;
    }

    .pt-referral-header h2 {
      font-size: 32px;
    }

    .pt-referral-step {
      padding: 0 10px;
    }

    .pt-referral-step h3 {
      font-size: 16px;
    }

    .pt-referral-step p {
      font-size: 12px;
    }
  }

  /* Mobile */
  @media (max-width: 767px) {

    .pt-referral-header {
      margin-bottom: 40px;
    }

    .pt-referral-header h2 {
      font-size: 27px;
    }

    .pt-referral-header p {
      font-size: 14px;
    }

    .pt-referral-steps {
      display: flex;
      flex-direction: column;
      gap: 35px;
    }

    .pt-referral-steps::before {
      top: 35px;
      bottom: 35px;
      left: 50%;
      right: auto;
      width: 1px;
      height: auto;
    }

    .pt-referral-step {
      padding: 0 25px;
    }

    .pt-step-number {
      width: 70px;
      height: 70px;
      font-size: 18px;
    }

    .pt-step-icon {
      width: 44px;
      height: 44px;
      font-size: 20px;
    }

    .pt-referral-step h3 {
      font-size: 17px;
    }

    .pt-referral-step p {
      font-size: 13px;
    }
  }
</style>

<div class="pt-referral-process">

  <div class="pt-referral-header">
    <h2>WHAT HAPPENS WHEN YOU REFER A CLIENT?</h2>

    <p>
      A simple referral process designed to keep your clients supported
      and you informed every step of the way.
    </p>
  </div>

  <div class="pt-referral-steps">

    <div class="pt-referral-step">

      <div class="pt-step-number">01</div>

      <div class="pt-step-icon">📤</div>

      <h3>YOU SEND THE REFERRAL</h3>

      <p>
        Click “Refer a Client” and submit your buyer's basic information.
      </p>

    </div>


    <div class="pt-referral-step">

      <div class="pt-step-number">02</div>

      <div class="pt-step-icon">🤝</div>

      <h3>WE TAKE IT FROM THERE</h3>

      <p>
        Our team reaches out to your client, discusses their financing
        options, and helps guide them through the pre-approval process.
      </p>

    </div>


    <div class="pt-referral-step">

      <div class="pt-step-number">03</div>

      <div class="pt-step-icon">📲</div>

      <h3>WE KEEP YOU IN THE LOOP</h3>

      <p>
        You stay informed as your client moves through the financing
        process, allowing you to focus on finding them the right home.
      </p>

    </div>

  </div>

</div>/* End custom CSS */
/* Start custom CSS for container, class: .elementor-element-beea417 */<style>
  .pt-referral-process,
  .pt-referral-process * {
    font-family: 'Montserrat', sans-serif !important;
  }

  .pt-referral-process {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
  }

  .pt-referral-header {
    text-align: center;
    margin-bottom: 55px;
  }

  .pt-referral-header h2 {
    margin: 0 0 12px;
    font-size: 38px;
    line-height: 1.2;
    font-weight: 700;
    color: #222222;
  }

  .pt-referral-header p {
    max-width: 650px;
    margin: 0 auto;
    font-size: 15px;
    line-height: 1.7;
    font-weight: 400;
    color: #666666;
  }

  .pt-referral-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 35px;
    position: relative;
  }

  .pt-referral-steps::before {
    content: "";
    position: absolute;
    top: 38px;
    left: 16%;
    right: 16%;
    height: 1px;
    background: #d8c8a8;
    z-index: 0;
  }

  .pt-referral-step {
    position: relative;
    z-index: 1;
    text-align: center;
    padding: 0 20px;
    transition: transform 0.3s ease;
  }

  .pt-referral-step:hover {
    transform: translateY(-5px);
  }

  .pt-step-number {
    width: 76px;
    height: 76px;
    margin: 0 auto 25px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #ffffff;
    border: 2px solid #c8a66a;
    border-radius: 50%;
    font-size: 20px;
    font-weight: 700;
    color: #9a7a42;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.06);
  }

  .pt-step-icon {
    width: 48px;
    height: 48px;
    margin: 0 auto 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #f5f0e7;
    border-radius: 50%;
    font-family: 'Montserrat', sans-serif !important;
    font-size: 22px;
  }

  .pt-referral-step h3 {
    margin: 0 0 12px;
    font-size: 18px;
    line-height: 1.4;
    font-weight: 700;
    color: #222222;
  }

  .pt-referral-step p {
    margin: 0;
    font-size: 13px;
    line-height: 1.7;
    font-weight: 400;
    color: #666666;
  }

  .pt-referral-step:hover .pt-step-number {
    background: #c8a66a;
    color: #ffffff;
  }

  .pt-referral-step:hover .pt-step-icon {
    background: #c8a66a;
  }

  /* Tablet */
  @media (max-width: 991px) {

    .pt-referral-steps {
      gap: 15px;
    }

    .pt-referral-header h2 {
      font-size: 32px;
    }

    .pt-referral-step {
      padding: 0 10px;
    }

    .pt-referral-step h3 {
      font-size: 16px;
    }

    .pt-referral-step p {
      font-size: 12px;
    }
  }

  /* Mobile */
  @media (max-width: 767px) {

    .pt-referral-header {
      margin-bottom: 40px;
    }

    .pt-referral-header h2 {
      font-size: 27px;
    }

    .pt-referral-header p {
      font-size: 14px;
    }

    .pt-referral-steps {
      display: flex;
      flex-direction: column;
      gap: 35px;
    }

    .pt-referral-steps::before {
      top: 35px;
      bottom: 35px;
      left: 50%;
      right: auto;
      width: 1px;
      height: auto;
    }

    .pt-referral-step {
      padding: 0 25px;
    }

    .pt-step-number {
      width: 70px;
      height: 70px;
      font-size: 18px;
    }

    .pt-step-icon {
      width: 44px;
      height: 44px;
      font-size: 20px;
    }

    .pt-referral-step h3 {
      font-size: 17px;
    }

    .pt-referral-step p {
      font-size: 13px;
    }
  }
</style>

<div class="pt-referral-process">

  <div class="pt-referral-header">
    <h2>WHAT HAPPENS WHEN YOU REFER A CLIENT?</h2>

    <p>
      A simple referral process designed to keep your clients supported
      and you informed every step of the way.
    </p>
  </div>

  <div class="pt-referral-steps">

    <div class="pt-referral-step">

      <div class="pt-step-number">01</div>

      <div class="pt-step-icon">📤</div>

      <h3>YOU SEND THE REFERRAL</h3>

      <p>
        Click “Refer a Client” and submit your buyer's basic information.
      </p>

    </div>


    <div class="pt-referral-step">

      <div class="pt-step-number">02</div>

      <div class="pt-step-icon">🤝</div>

      <h3>WE TAKE IT FROM THERE</h3>

      <p>
        Our team reaches out to your client, discusses their financing
        options, and helps guide them through the pre-approval process.
      </p>

    </div>


    <div class="pt-referral-step">

      <div class="pt-step-number">03</div>

      <div class="pt-step-icon">📲</div>

      <h3>WE KEEP YOU IN THE LOOP</h3>

      <p>
        You stay informed as your client moves through the financing
        process, allowing you to focus on finding them the right home.
      </p>

    </div>

  </div>

</div>/* End custom CSS */
/* Start custom CSS for button, class: .elementor-element-7b87dac */.elementor-1907 .elementor-element.elementor-element-7b87dac{
    transition: transform .18s ease, box-shadow .18s ease, background .18s ease!important;
}/* End custom CSS */